When paying for products or services, use ESTO installment payment – the cheapest, most convenient and fastest installment payment link in Estonia!

Add products to the cart, confirm your order and select the ESTO installment link from the payment method. When paying, select the period, the amount of the monthly installment and sign digitally with an ID card or Mobile ID.

ESTO installment payment is an extremely fast and convenient payment solution, which will help you to make a payment schedule based on the period you have chosen. This payment solution makes a credit decision in real time and helps you make a purchase in less than 60 seconds.

ATTENTION! Each installment is a financial liability. Before concluding a hire purchase agreement, read the terms and conditions of the respective service and, if necessary, consult an expert.

ESTO installment provider is ESTO AS (reg. Code 14180709).

The standard ESTO installment terms are as follows:

Interest from 0%
Contract fee from 0 euros
Period up to 4 years
All citizens of the Republic of Estonia aged 18-70 can apply for an ESTO installment. ESTO installments can also be processed quickly and conveniently for legal entities.

Every financial decision involves risks and obligations, so we ask you to think carefully about the need to consume loan products. For example, for a loan amount of 1,500 euros, with a fixed interest rate of 14.90% per annum for 12 months and a contract fee of 14.90 euros, the credit cost rate is 34.74%, the monthly payment is 146.37 euros and the total amount repaid by the consumer is 1,756.68 euros. The installment is a financial obligation and before making a decision, thoroughly read the terms and conditions of the contract and, if necessary, consult an employee of ESTO AS or another expert.